HUSSAIN, H.; FAROOQ, F.; FAHEEM, M. FINANCIAL INCLUSION, DIGITAL TRANSFORMATION AND ENERGY CONSUMPTION DYNAMICS: EVIDENCE FROM OIC ECONOMIES. JOURNAL OF SOCIAL SCIENCES DEVELOPMENT, [S. l.], v. 5, n. 9, p. 423–443, 2026. DOI: 10.59075/jssd.v5i9.446. Disponível em: https://jssd.org.pk/index.php/jssd/article/view/446. Acesso em: 7 nov. 2026.