Usman Karim, Hammad Zafar and Sarah Anjum 2026. THE INFLUENCE OF BANK CAPITAL, LIQUIDITY RISK, AND CREDIT RISK ON THE FINANCIAL INSTITUTIONS PROFITABILITY: FINDINGS FROM NEWLY GROWING MARKET ON ISLAMIC V/S CONVENTIONAL BANKS. JOURNAL OF SOCIAL SCIENCES DEVELOPMENT. 5, 3 (May 2026), 104–128. DOI:https://doi.org/10.59075/jssd.v5i3.257.